Real Estate Pillar
Property & Rental Analysis Engines. Each calculator is optimized for precision and compliant with latest financial standards.
property investment
7 ToolsRental Yield vs FD Calculator
Compare post-tax returns of real estate rental income vs fixed deposits using the Section 24(a) tax benefit.
In India, FDs typically offer 6-7% pre-tax yields, while residential rental yields hover around 2-3%. However, when factoring in the 30% standard deduction on rent and long-term capital appreciation (5-8% p.a.), real estate often outperforms FDs over a 10+ year horizon.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Rental Yield Calculator
Calculate gross/net rental yields, cap rates, and post-tax ROI for Indian residential & commercial properties.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Rent vs Buy Calculator
Compare the total cost of renting vs buying a home over 10-20 years, including appreciation and maintenance.
In most Indian metros, renting is mathematically cheaper if rental yields are <3% and loan rates are >8.5%, unless property appreciation exceeds 7% annually. Buying provides emotional security and an inflation hedge. Use Trezoriq to see the 15-year wealth comparison.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Property ROI Calculator
Calculate absolute gain, price CAGR, total CAGR, and average rental yield on a property investment after accounting for all acquisition, holding, and exit costs.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Stamp Duty Calculator
Calculate exact stamp duty and registration charges for any Indian state. Factors in circle rate vs agreement value, property type, and female buyer concessions.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Under-Construction GST
Calculate the exact GST payable on an under-construction property and determine whether you qualify for the 1% affordable housing rate or the standard 5% rate.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Capital Gains Exemption (54/54F)
Calculate tax savings under Section 54 and 54F when reinvesting capital gains into a new house property.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
real estate planning
6 ToolsTrue Cost of Property Purchase
Expose hidden costs like stamp duty, GST, brokerage, and interiors to find the true price of your home.
The true cost of buying a property in India is usually 8% to 15% higher than the builder's agreement value. You must account for Stamp Duty (5-7%), Registration (1%), Brokerage (1-2%), GST for under-construction (1-5%), and interior fit-outs.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Under-Construction Property Cost
Visualize the combined cost of paying Pre-EMI interest and rent while your home is under construction.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Second Home Affordability Calculator
Calculate your maximum loan capacity for a second property based on FOIR limits and existing debt.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Property Affordability
Calculate your maximum home loan eligibility and property budget based on your income, existing EMIs, and available downpayment using the FOIR and LTV rules.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Pre-EMI vs Full EMI Calculator
Compare the long-term interest cost of paying only interest vs. full EMI during property construction.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Home Down Payment Planner
Plan your total Day-1 cash corpus, reverse-SIP for down payment, RBI LTV limits, GST, and PMAY CLSS benefits.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
home loans
4 ToolsHome Loan EMI Calculator
Calculate your exact monthly EMI, total interest payable, and full amortization schedule using the reducing balance method.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Home Loan Balance Transfer
Compare your current home loan with a new lender's offer to calculate net interest savings and break-even month.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Home Loan Tax Benefit Calculator
Calculate your exact annual tax savings under Section 24(b) and Section 80C, and discover your true effective home loan interest rate.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
Reverse Mortgage Calculator
Calculate your fixed monthly income from a reverse mortgage and visualize how your home equity changes over time.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.
debt management
1 ToolsHome Loan Affordability
Calculate precisely how expensive a house you can afford based on income and savings.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Step-By-Step Usage
- 1
Enter your core financial variables into the specialized input panel on the left.
- 2
Adjust sliders or toggles to model different scenarios and immediate impact.
- 3
The results section will update in real-time with visual charts and data.
Strategic Analysis
- A
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
- B
Use the 'Breakdown' charts to see exactly where your money is being allocated.
- C
Export the result if you need to share it with a financial professional.