Quick Summary: Rental Yield vs FD Calculator

In FY 2026-27, FDs typically offer 6.5-7.5% pre-tax yields, while residential rental yields hover around 2-3%. However, rental income benefits from a flat 30% standard deduction under Section 24(a). When combined with long-term capital appreciation (5-8% p.a.), real estate often provides superior total wealth creation over a 10-year horizon.

How to use the Rental Yield vs FD Calculator

  1. Enter Property Value

    Input the current purchase price or market value of the property.

  2. Input Annual Rent

    Enter the total rent expected to be received in a year.

  3. Enter FD Rate

    Input the current bank fixed deposit interest rate for comparison.

  4. Review Post-Tax ROI

    Compare the net 'In-Hand' income from both assets after accounting for the 30% rental deduction and your tax slab.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.