How much extra does it cost to buy a house in India?

Expect to pay 8% to 15% above the agreement value. This includes Stamp Duty (5-7%), Registration (1%), Brokerage (1-2%), and GST (1-5%) for under-construction properties.

Does the bank finance stamp duty and registration?

No, banks in India generally do not include stamp duty and registration charges in the home loan amount. You must pay these out-of-pocket.

True Cost of Property Purchase

Expose hidden costs like stamp duty, GST, brokerage, and interiors to find the true price of your home.

Quick Summary: True Cost of Property Purchase

The true cost of buying a property in India is usually 8% to 15% higher than the builder's agreement value. You must account for Stamp Duty (5-7%), Registration (1%), Brokerage (1-2%), GST for under-construction (1-5%), and interior fit-outs.

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Last verified May 2026

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