True Cost of Property Purchase
Expose hidden costs like stamp duty, GST, brokerage, and interiors to find the true price of your home.
Quick Summary: True Cost of Property Purchase
The true cost of buying a property in India is usually 8% to 15% higher than the builder's agreement value. You must account for Stamp Duty (5-7%), Registration (1%), Brokerage (1-2%), GST for under-construction (1-5%), and interior fit-outs.
How to use the True Cost of Property Purchase
- 1
Enter Agreement Value
Input the base price quoted by the builder or seller.
- 2
Select State
Choose your state to automatically calculate stamp duty and registration fees.
- 3
Add Overheads
Include estimated costs for interiors, legal fees, and society corpus funds.
- 4
Review Total Outlay
See the actual cash required upfront versus the loan-eligible component.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.