Privacy Policy
1. Introduction
Welcome to Trezoriq ("we," "our," or "us"). Trezoriq is an online personal finance calculator and tools platform available at trezoriq.com ("the Website"), offering 348+ financial calculators across categories including tax, loans, investments, insurance, retirement, and more.
We are committed to protecting your privacy. This Privacy Policy explains:
- What information we collect and how
- How your financial data is stored (locally on your device)
- How our subscription plans (Free, Pro, Max) affect data handling
- Your rights and choices regarding your information
By using Trezoriq, you agree to the terms of this Privacy Policy.
2. Our Plans and Data Storage
| Feature | Free | Pro (₹199/yr) | Max (₹499/yr) |
|---|---|---|---|
| 348+ Calculators | ✅ | ✅ | ✅ |
| Data Storage | Local device only | Cloud (Supabase) + Local | Cloud (Supabase) + Local |
| Cross-device Sync | ❌ | ✅ | ✅ |
| Ads | ✅ Google AdSense | ❌ Ad-free | ❌ Ad-free |
| PWA (Installable App) | ❌ | ✅ | ✅ |
| AA Sync | ❌ | ❌ | ✅ (future) |
| JSON Export / Import | ✅ | ✅ | ✅ |
3. Information We Collect
3.1 Free Plan — Local Storage Only
On the Free plan, Trezoriq operates as a fully local, privacy-first tool. All financial data you enter into our calculators — including income, expenses, investment amounts, loan details, tax figures, and age — is:
- Stored exclusively on your device using browser localStorage and IndexedDB
- Never transmitted to our servers
- Never stored in any external database
- Invisible to us — we have no access to your financial inputs
No account creation is required on the Free plan.
3.2 Pro Plan — Cloud Sync via Supabase
On the Pro plan, you create a Trezoriq account. The following data is collected and stored in our secure cloud database (Supabase, hosted in Mumbai, India):
- Account information: Name, email address, account creation date
- Financial profile: Age, income range, monthly savings, tax regime preference, financial year selection
- Tool states: Your saved inputs and results for each calculator
- Budgets and goals: Any budgets or financial goals you create in the dashboard
- Usage preferences: Dashboard customisation, notification settings
This data is stored to provide cross-device synchronisation, persistent history, and personalised pre-filling of calculator inputs.
3.3 Max Plan — Account Aggregator (AA) Integration
The Max plan includes Account Aggregator (AA) integration, which will be available in a future release phase. When enabled, this feature allows you to securely connect your financial accounts through RBI's regulated AA framework.
How AA data works:
- You provide explicit, revocable consent for each account connection
- Data is fetched via licensed AA providers (such as Setu or Finvu) using your mobile OTP authentication
- Transaction and holdings data is transmitted securely and stored in your Trezoriq account on Supabase
- We are registered as a Financial Information User (FIU) under the AA framework
- You can revoke AA consent at any time from Settings → Connected Accounts
3.4 Automatically Collected Information
Regardless of plan, the following technical information is collected automatically when you visit Trezoriq:
- Usage data: Pages visited, calculator tools used, session duration
- Device information: Browser type, operating system, screen resolution
- IP address: Processed by our hosting provider (Vercel)
- Analytics data: Anonymous usage statistics via Google Analytics
- Cookies: Session and preference cookies
4. JSON Export and Import Feature
All plans include the ability to export your data as a JSON file and import it on another device or browser. This feature is provided to ensure you always have full ownership and portability of your data.
Export: Downloads all your locally stored or cloud-synced financial data as a structured .json file to your device.
Import: Uploads a previously exported JSON file to restore your data on a new browser or device.
⚠️ We strongly recommend exporting your data regularly, especially on the Free plan. Clearing your browser cache will permanently delete Free plan data with no recovery possible.
5. How We Use Your Information
For Free plan users:
- Serving the website and calculators
- Displaying Google AdSense advertisements
- Analysing anonymous usage patterns to improve our tools
For Pro & Max users:
- Providing cloud synchronisation
- Pre-filling calculator inputs from your profile
- Sending account-related emails (billing, support)
- Processing payments via Razorpay
We strictly NEVER:
- ❌ Sell your personal or financial data
- ❌ Use financial data for ad targeting
- ❌ Share your data with advertisers
- ❌ Use data beyond operating Trezoriq
6. Cookies, Analytics & Advertising
6.1 Use of Cookies
We use cookies and similar tracking technologies to enhance your experience. These include:
- Essential Cookies: Required for the platform to function, such as maintaining your login session (Pro/Max plans) and saving your theme preferences.
- Analytics Cookies: Used to understand how visitors interact with our website (e.g., Google Analytics). This data is aggregated and anonymised.
- Advertising Cookies: Used to deliver relevant advertisements to users on the Free plan.
6.2 Google AdSense & Third-Party Advertising
To keep Trezoriq free for basic users, we use third-party advertising companies, including Google AdSense, to serve ads when you visit our website.
- Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites on the internet.
- Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our sites and/or other sites on the Internet.
- You may opt out of personalised advertising by visiting Google Ads Settings.
- Alternatively, you can opt out of a third-party vendor's use of cookies for personalised advertising by visiting www.aboutads.info.
Note: We NEVER share your locally stored financial inputs with Google AdSense or any other advertising partner. Ads are contextual or based on your general browsing history as determined by Google, not your Trezoriq calculator data.
6.3 Data Sharing & Service Providers
We share data only with essential service providers to operate our platform:
- Supabase: Secure cloud database hosting (Mumbai, India) for Pro/Max users.
- Vercel: Website hosting, edge infrastructure, and server logs.
- Razorpay: Secure payment processing (we do not store your credit card details).
- Google Analytics: Anonymous website traffic analysis.
7. Data Security & Retention
Security Measures
- HTTPS encryption in transit
- Encryption at rest (Supabase)
- Row Level Security (RLS)
- Mumbai-hosted servers (India)
Retention
- Free plan: Until cache cleared
- Pro/Max: Account deletion + 30 days
- Payments: 7 years (legal requirement)
8. Your Rights & Law
Under applicable Indian data protection laws (including the DPDP Act 2023), you have the right to Access, Correction, Deletion, and Data Portability.
Grievance Officer / Data Controller
Name
Tejoram Veeramachaneni
Location
Hyderabad, Telangana, India
Response Time
Within 30 days
© 2026 Trezoriq. All rights reserved.
Governed by the laws of the Republic of India.