Does potential rent from the second home increase loan eligibility?

Yes, many Indian banks consider up to 50% of the expected rental income from the new property when calculating your total eligible income, boosting your FOIR limit.

Second Home Affordability Calculator

Calculate your maximum loan capacity for a second property based on FOIR limits and existing debt.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.