Glossary

Financial Terminology & Logic Reference

Compound Annual Growth Rate. The mean annual growth rate of an investment over a period longer than one year.

Extended Internal Rate of Return. Used to calculate returns for irregular cash flows like SIPs or varying withdrawals.

Safe Withdrawal Rate. The estimated percentage (usually 3-4%) you can withdraw annually without depleting your corpus.

Financial Independence, Retire Early. A program of extreme savings allowing retirement far earlier than traditional timelines.

Tax relief ensuring that the tax payable on income marginally above a threshold doesn't exceed the extra income.

Fixed Obligation-to-Income Ratio. Percentage of income dedicated to debt repayments (EMIs).

Total Assets (what you own) minus Total Liabilities (what you owe).

Liquid cash reserves set aside specifically for unplanned life events and survival.

Adjusting the purchase price of an asset for inflation to reduce capital gains tax liability.

Hovering over underlined terms anywhere in the dashboard or tools will trigger a contextual tooltip with these definitions.