Small Savings Rates

Sovereign-Backed Returns • Current Quarter

PPF7.1%

Public Provident Fund

Compound: Annually

SSY8.2%

Sukanya Samriddhi Yojana

Compound: Annually

SCSS8.2%

Senior Citizen Savings Scheme

Compound: Quarterly

KVP7.5%

Kisan Vikas Patra

Compound: Annually

NSC7.7%

National Savings Certificate

Compound: Annually

MSSC7.5%

Mahila Samman Savings Cert.

Compound: Quarterly

Quarterly Reset Policy

These rates are benchmarked against G-Sec yields and are reset every quarter by the Ministry of Finance. Trezoriq uses these for all debt-portion projections and wealth modeling.

Historical Context

Small savings rates have seen cycles ranging from 6% to 12% over the last two decades. View historical trends and rate cycles in our dedicated "Rates Archive" tool.

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