Cross-Border & Repatriation Engines. Each calculator is optimized for precision and compliant with latest financial standards.
Compare tax-free NRE FD returns against 31.200000000000003% TDS NRO FD returns.
NRE FDs are 100% tax-free in India for FY 2026-27, while NRO FD interest attracts a flat 31.200000000000003% TDS for NRIs. Choose NRE for high post-tax yields on foreign income and full repatriability.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Select Currency (USD, AED, GBP)
Input Principal Amount
Choose Tenure (1-5 years)
Compare Net Yield after TDS
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
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Track the $250k LRS limit and calculate exact Tax Collected at Source (TCS) over ₹7.00L.
Individuals can remit up to USD 250,000 per year. Remittances above ₹7.00L attract TCS: 5% for education/medical and 20% for investments or gifts.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Input Remittance Amount
Select Purpose (Education/Travel/Invest)
Track Cumulative FY Limit
Calculate Upfront TCS
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Foreign Currency Non-Resident deposit compounding in USD/GBP/EUR safely without forex risk.
FCNR deposits allow NRIs to earn 100% tax-free interest in foreign currencies with ZERO exchange rate risk. Safest way to earn interest on global savings in India.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Choose Currency (USD/GBP/EUR)
Input Deposit Amount
Select Tenure (1-5 years)
Review Tax-Free Maturity
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Track the FEMA USD 1 Million limit for NRO account withdrawals per financial year.
NRIs can repatriate up to USD 1 Million per FY from NRO accounts (includes property sales/inheritance). Requires Form 15CA and CA certificate (Form 15CB).
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Check Current FY Repatriation
Enter Planned Transfer Amount
Verify FEMA $1M Threshold
Review Required Documents
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Calculate EMIs factoring in cross-border remittances and Section 24(b) deductions.
NRIs can claim ₹2.00L deduction on interest u/s 24(b) for self-occupied properties. Let-out properties allow full interest deduction against rental income.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter Loan Principal & Rate
Add Expected Rental Income
Apply Section 24(b) Tax Shield
Review Net Monthly Cashflow Gap
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Compare yields, taxation, and repatriability across NRI account types.
NRE for tax-free foreign savings, NRO for taxable Indian income (31.200000000000003% TDS), and FCNR to lock in high yields without exchange rate risk.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Identify Fund Source (In/Out India)
Check 31.2% TDS Impact on NRO
Verify Repatriability Limits
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Compare true costs for sending money to India — including FX spreads and fees.
Banks hide 2-3% costs in FX spreads. Comparator finds true cost after FX markup, flat fees, and 18% GST on service charges.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter Foreign Currency Amount
Select Providers (Wise/Remitly/Banks)
Analyze hidden FX Markup
Calculate Net INR Received
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Real-time currency conversion for major global pairs against INR.
Track real-time interbank rates for USD, GBP, EUR, and AED. Time your remittances by providing mid-market rates without bank markups.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Pick source and target currency
Input conversion amount
View live market exchange rate
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Calculate Tax Collected at Source (TCS) for foreign remittances.
Remittances above ₹7.00L attract TCS up to 20%. Educational loans get 0.5% concessional rate. TCS is an advance tax claimable in your ITR.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter Remittance Amount
Select Purpose (Education/Tour/Invest)
Apply ₹7L Threshold
Calculate Upfront TCS Amount
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Estimate net amount received in India after bank fees, FX markups, and GST.
Calculate net credit in INR after all intermediary fees. Essential for high-value property transfers to ensure sufficient funding lands in India.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Input Transfer Amount
Select Recipient Indian Bank
Calculate Net INR after GST
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Calculate TDS relief based on country of residence and Double Taxation Avoidance Agreement rates.
DTAA allows NRIs to avoid double taxation by providing lower TDS rates (typically 10-15%) on Indian income. Requires Tax Residency Certificate (TRC) and Form 10F.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Select Country of residence
Input Indian Income (Interest/Dividend)
Apply Treaty Rate
Calculate Net Savings
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Calculate upfront TDS deducted for NRIs on Equity and Debt mutual fund redemptions.
Strict upfront TDS: 12.5% for Equity LTCG, 20% for STCG, and slab rates for Debt. Exemption limits (₹1.25L) are NOT considered by AMCs; claim as refund in ITR.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter Sale Proceeds
Input Purchase Cost & Date
Select Fund Type
Calculate Net Withholding TDS
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Estimate Indian FTC claimable under Section 90/90A DTAA for taxes paid abroad.
Prevents double taxation by allowing deduction of foreign taxes from Indian liability. Filing Form 67 before the ITR deadline is mandatory to claim this benefit.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Input Global Income taxable in India
Enter Foreign Tax Paid
Calculate equivalent Indian Tax
Determine Claimable FTC
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Calculate strict 20% TDS on property sales for NRIs with indexation.
Buyers must deduct 20% TDS on TOTAL sale value for NRIs. Apply for Form 13 Lower TDS Certificate to limit deduction to actual gain amount.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter Gross Sale Price
Apply Indexation (CII)
Check Sec 54/54EC Exemptions
Calculate Net TDS Liability
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Calculate Indian tax liability for NRIs based on Indian-sourced income (Rent, NRO Interest).
NRIs are default-taxed under the New Tax Regime for FY 2026-27. Standard deduction of ₹75.0K applies for salary. NRE/FCNR interest remains 100% tax-exempt.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter Indian Income (Rent/Interest)
Apply Deductions (Old Regime only)
Select New vs Old Regime
Review Net Tax with 4% Cess
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Compliance check for disclosure of foreign assets and income.
Mandatory for Residents and RNORs to disclose global assets. Failure to report can attract ₹10.00L penalty under the Black Money Act. Pure NRIs are exempt.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Verify Residency Status (ROR/RNOR)
List Global Bank/Equity Assets
Enter Peak Balance in Foreign FY
Verify Reporting Deadlines
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Determine your Indian residential status (ROR, RNOR, NRI) factoring in the 120-day rule.
Defined by stay: 182 days for pure NRIs, or 120 days for high-income citizens (> ₹15.00L Indian income). Crucial for determining global tax liability.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Enter total days in India
Input Indian-sourced income
Verify stays in previous 10 years
Get Final Status (NRI/RNOR/ROR)
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Adjust Indian investment returns for historical INR depreciation to find the true real yield.
Subtract expected annual INR depreciation (historically 3-4%) from your INR returns. A 7% FD yield effectively becomes ~3.5% when converted back to USD.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Input INR Investment Return
Select Foreign Currency
Apply Historical Depreciation Rate
Review Real Yield in Home Currency
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.
Visualize and optimize cross-border portfolios across different currencies.
Balanced NRI portfolios should hedge against INR depreciation by keeping 30-50% in foreign currency assets (USD/EUR) to maximize global net worth.
Investors & Wealth Builders
Financial figures & time duration
Interactive charts & detailed financial breakdown
Add Assets by Region (India/Foreign)
Assign Asset Currencies
Visualize Asset Class Split
Optimize Geographic Exposure
Analyse the 'Post-Tax' vs 'Pre-Tax' impact to understand your real net gains.
Use the 'Breakdown' charts to see exactly where your money is being allocated.
Export the result if you need to share it with a financial professional.