Remittance Cost ComparatorFY 2026-27
Compare Wise, Remitly, and bank wire true costs for sending money to India — including FX spread and hidden fees.
Quick Summary: Remittance Cost Comparator
The 'zero fee' remittance is a myth in FY 2026-27. Banks often hide 2-3% costs in the exchange rate spread. Use our comparator to find the true cost after including FX markup, flat fees, and 18% GST on service charges.
How to use the Remittance Cost Comparator
- 1
Enter Amount
Input the total foreign currency you want to send to India.
- 2
Select Providers
Choose from banks and fintechs like Wise, Remitly, or Western Union.
- 3
Analyze FX Markup
The tool compares the mid-market rate with the rate offered by providers.
- 4
View Net Received
Calculate the final amount in INR that will actually land in the Indian bank account.
Related Calculators
Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.