Quick Summary: NRE vs NRO vs FCNR Calculator

Choosing the right NRI account in FY 2026-27 is vital: NRE for tax-free foreign savings, NRO for taxable Indian income (31.2% TDS), and FCNR to lock in high yields without any exchange rate risk.

How to use the NRE vs NRO vs FCNR Calculator

  1. Identify Fund Source

    Select whether the money is earned outside India (NRE/FCNR) or within India (NRO).

  2. Check Tax Status

    See the impact of 31.2% TDS on NRO vs 0% on NRE and FCNR.

  3. Analyze Repatriability

    Confirm if the funds can be moved abroad freely (NRE) or subject to the $1M limit (NRO).

Related Calculators

NRE vs NRO FD Calculator
NRO Repatriation Limit
FCNR Deposit Calculator
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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.