NRE vs NRO FD CalculatorFY 2026-27
Compare tax-free NRE FD returns against 31.2% TDS NRO FD returns.
Quick Summary: NRE vs NRO FD Calculator
NRE FDs are 100% tax-free in India for FY 2026-27, while NRO FD interest attracts a flat 31.2% TDS for NRIs. Choose NRE for high post-tax yields on foreign income and full repatriability, and NRO for managing Indian-sourced income like rent.
How to use the NRE vs NRO FD Calculator
- 1
Select Currency
Choose the currency of your principal amount (e.g., USD, AED, GBP).
- 2
Input Principal
Enter the total amount you wish to deposit in the NRE or NRO account.
- 3
Choose Tenure
Select the deposit duration (1 to 5 years) to apply the correct interest rate.
- 4
Compare Net Yield
Analyze the post-tax maturity value for both accounts after 31.2% NRO TDS.
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Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.