Quick Summary: Currency Depreciation True Yield

To find the true yield of an Indian investment in FY 2026-27, subtract the expected annual INR depreciation (historically 3-4% against USD) from your INR returns. A 7% FD yield effectively becomes ~3.5% when converted back to US Dollars.

How to use the Currency Depreciation True Yield

  1. Input Investment Return

    Enter the expected annual percentage return from your Indian asset (e.g., FD, Equity, Rent).

  2. Select Foreign Currency

    Choose your home currency (USD, GBP, EUR, AED).

  3. Apply Depreciation Rate

    Use the historical 10-year average depreciation or input a custom forecast.

  4. Review Real Yield

    Calculate the 'True Yield' in your home currency to assess cross-border investment efficiency.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.