Why is INR depreciation important for NRIs?

Since NRIs eventually spend in foreign currency, a falling Rupee reduces the real value of their Indian wealth when repatriated back to their home country.

What is the historical average depreciation of INR against USD?

Historically, the Indian Rupee has depreciated against the US Dollar by approximately 3-5% annually over the last two decades.

Currency Depreciation True YieldFY 2026-27

Adjust Indian investment returns for historical INR depreciation to find the true real yield.

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Quick Summary: Currency Depreciation True Yield

To find the true yield of an Indian investment in FY 2026-27, subtract the expected annual INR depreciation (historically 3-4% against USD) from your INR returns. A 7% FD yield effectively becomes ~3.5% when converted back to US Dollars.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.