Quick Summary: FCNR Deposit Calculator

FCNR deposits in FY 2026-27 allow NRIs to earn 100% tax-free interest in foreign currencies (USD, GBP, EUR) with ZERO exchange rate risk. This is the safest way to earn competitive interest on global savings within the Indian banking system.

How to use the FCNR Deposit Calculator

  1. Choose Currency

    Select from USD, GBP, EUR, CAD, or AUD for your deposit.

  2. Input Deposit Amount

    Enter the principal amount in the selected foreign currency.

  3. Select Tenure

    Pick a duration from 1 to 5 years (interest rates vary by term).

  4. Review Maturity

    Calculate the tax-free maturity amount in the same foreign currency.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.