Reverse Mortgage Calculator
Calculate your fixed monthly income from a reverse mortgage and visualize how your home equity changes over time.
Quick Summary: Reverse Mortgage Calculator
Reverse mortgage allows senior citizens (60+) to convert their home equity into a steady monthly stream of tax-free income. In FY 2026-27, banks typically sanction up to 60% of the property's value. The loan is settled only after the borrower passes away or moves out, ensuring they can live in their home for life without paying any EMIs.
How to use the Reverse Mortgage Calculator
- 1
Enter Property Value
Input the current fair market value of your self-occupied residential property.
- 2
Select Tenure
Choose the payout period (typically 10, 15, or 20 years).
- 3
Review Monthly Payout
See the tax-free monthly amount the bank will credit to your account.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.