Home Down Payment Planner
Calculate the required monthly savings (SIP) to reach a down payment goal. Factors in property inflation, existing savings, and estimated transaction costs.
Quick Summary: Home Down Payment Planner
To buy a house in India, you need at least 25-30% of the property value in cash (20% down payment + 7% duties + 3% buffers). In FY 2026-27, for a ₹1 Crore house, you need ₹30 Lakh liquid cash. This tool reverse-calculates the monthly SIP required to reach that goal based on your timeline and expected return rate.
How to use the Home Down Payment Planner
- 1
Enter Target Property Price
Input the expected price of the home you plan to buy.
- 2
Select Savings Period
Input the number of months or years until you plan to purchase.
- 3
Review SIP Amount
Check the monthly investment needed in debt or equity funds to reach your down payment corpus.
Related Calculators
Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.