Retirement Corpus Gap
Analyze your retirement shortfall across optimistic, base, and pessimistic scenarios — and find strategies to bridge the gap.
Quick Summary: Retirement Corpus Gap
The Retirement Corpus Gap is the difference between your projected savings at age 60 and the actual amount needed to maintain your lifestyle. In FY 2026-27, with inflation at ~6%, even a ₹2 Crore gap can be bridged by increasing your monthly SIP by just ₹10,000 if you have 20 years of service remaining.
How to use the Retirement Corpus Gap
- 1
Project Future Savings
Estimate the future value of your current EPF, NPS, and MF holdings.
- 2
Calculate Needed Corpus
Determine the total funds required based on your post-retirement monthly budget.
- 3
Identify the Shortfall
Review the 'Gap' — the amount you are currently on track to miss.
- 4
Bridge the Gap
Get the recommended SIP 'Top-up' needed to eliminate the shortfall.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.