What is the PMVVY pension rate for 2025-26?

PMVVY offers 7.4% p.a. for monthly pension mode. Annual pension mode also gives 7.4% with the same guaranteed rate for the 10-year policy tenure.

What is the maximum investment limit in PMVVY?

The maximum investment limit in PMVVY is ₹15 lakh per senior citizen (aged 60+). The scheme is available through LIC and closed to new subscribers as of March 2023.

Is PMVVY better than SCSS?

SCSS offers 8.2% p.a. (higher rate) with 5-year tenure, while PMVVY offers 7.4% for 10 years. SCSS wins on rate but PMVVY suits those wanting a longer guaranteed income stream.

PMVVY Calculator

Calculate pension income, total payout, and maturity benefit for Pradhan Mantri Vaya Vandana Yojana — 7.4% p.a. assured for 10 years via LIC.

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Quick Summary: PMVVY Calculator

The PMVVY (Pradhan Mantri Vaya Vandana Yojana) is a pension scheme for senior citizens aged 60+. While it closed to new subscribers in 2023, existing members enjoy a guaranteed interest rate of 7.4% p.a. in FY 2026-27. This calculator helps you estimate the monthly income and maturity benefit from your LIC-managed PMVVY investment.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.