Quick Summary: Retirement Corpus Calculator

To calculate your retirement corpus in India, multiply your annual expenses at retirement by 25-30. For example, monthly expenses of ₹1 lakh (₹12L/year) require a corpus of ₹3 crore to ₹3.6 crore to sustain a 30-year retirement.

How to use the Retirement Corpus Calculator

  1. Estimate Future Expenses

    Input your current monthly expenses and adjust for inflation until your retirement age.

  2. Set Life Expectancy

    Enter your planned retirement age and the age until which you want the corpus to last (e.g., 85 years).

  3. Model Post-Retirement Returns

    Provide the annual return rate you expect on your corpus after you stop working (e.g., 8%).

  4. Get SIP Target

    Review the total corpus required and the monthly SIP needed to bridge the gap from your current savings.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.