Quick Summary: EPF Calculator

The EPF (Employee Provident Fund) is a retirement benefit scheme where both the employer and employee contribute 12% of the basic salary. In FY 2026-27, the interest rate is 8.25% p.a., and interest on employee contributions exceeding ₹2.5 Lakh per year is taxable.

How to use the EPF Calculator

  1. Enter Monthly Basic Pay

    Input your basic salary + Dearness Allowance (DA) as per your payslip.

  2. Input Current Balance

    Provide your existing EPF balance from the UAN portal.

  3. Set Service Tenure

    Enter the number of years remaining until your retirement.

  4. Review Maturity Corpus

    See the projected total PF amount at age 60, including interest and contributions.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.