VPF Salary Sacrifice Optimizer | Tax-Free EPF Limit CalculatorFY 2026-27
Optimize your VPF contributions. Calculate the ₹2.5L and ₹5L taxable interest thresholds to maximize tax-free EPF/VPF growth.
Quick Summary: VPF Salary Sacrifice Optimizer | Tax-Free EPF Limit Calculator
A VPF (Voluntary Provident Fund) Salary Sacrifice Optimizer calculates the maximum employee PF contribution that qualifies for tax-free interest — ₹2.5 lakh/year if employer contributes, ₹5 lakh/year if not — and computes the optimal VPF rate to stay within the EEE threshold.
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Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.