Quick Summary: APY Calculator

The APY (Atal Pension Yojana) provides a guaranteed monthly pension of ₹1,000 to ₹5,000 to Indian citizens in the unorganized sector. In FY 2026-27, joining early is crucial, as the monthly premium for a ₹5,000 pension is just ₹210 for an 18-year-old but rises to ₹1,454 for a 40-year-old.

How to use the APY Calculator

  1. Enter Your Age

    Input your current age (must be between 18 and 40).

  2. Select Pension Target

    Choose your desired monthly pension amount (₹1,000 to ₹5,000).

  3. Check Monthly Premium

    Review the required contribution based on your age and target pension.

  4. Review Total Benefits

    See the total amount you will contribute and the corpus passed to your nominee.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.