Quick Summary: Pension Corpus Withdrawal Planner

The Pension Corpus Withdrawal Planner helps you estimate the longevity of your retirement savings in FY 2026-27. By factoring in a safe withdrawal rate (SWR), typically 3-4% for India, and adjusting for 12.5% LTCG tax on equity portions, you can ensure your corpus outlasts your life expectancy.

How to use the Pension Corpus Withdrawal Planner

  1. Input Total Corpus

    Enter the current value of all your retirement assets (EPF, NPS, MF, etc.).

  2. Set Monthly Expense

    Input the amount you need to withdraw every month to maintain your lifestyle.

  3. Adjust for Inflation

    Specify the expected annual inflation rate (standard is 6% for India).

  4. Check Longevity

    Review the year-by-year depletion chart to see when your corpus might run out.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.