FIRE Target Calculator
Calculate your Financial Independence corpus, track your FIRE gap, and find exactly how many years until you can retire early — with LTCG drag and inflation modeled for India.
Quick Summary: FIRE Target Calculator
Your FIRE (Financial Independence, Retire Early) number in India is typically 25 to 33 times your annual expenses. For example, if you spend ₹1 Lakh monthly (₹12L p.a.), you need a corpus of ₹3 Crore to ₹4 Crore to retire safely in FY 2026-27, assuming a 3-4 percent safe withdrawal rate.
How to use the FIRE Target Calculator
- 1
Enter Annual Expenses
Input your current yearly spending and adjust for future inflation (6-7 percent).
- 2
Set Life Expectancy
Choose the age until which you want your corpus to last (e.g., 90 years).
- 3
Factor in Existing Savings
Provide the current value of your MFs, Stocks, and EPF.
- 4
Get FIRE Date
Review the exact year you will hit your target corpus based on your SIPs.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.