What is the difference between Absolute Return and CAGR?

Absolute return is the simple percentage gain on your investment, while CAGR (Compound Annual Growth Rate) provides the annualized growth rate, which is better for comparing investments over different time periods.

When should I use XIRR for mutual funds?

XIRR is mandatory for tracking returns on SIPs or multiple transactions. It accounts for the timing and amount of every cash flow to give a single annualized return percentage.

How does tax impact my mutual fund returns?

In FY 2026-27, equity fund gains are taxed as LTCG (12.5%) if held for over a year, with an exemption up to ₹1.25L. Short-term gains are taxed at 20%.

Mutual Fund Returns Calculator

Compare Absolute Return, CAGR, and XIRR concepts on your mutual fund holdings.

Share this calculation:

Documentation

Quick Summary: Mutual Fund Returns Calculator

A Mutual Fund Returns Calculator measures your portfolio's growth using CAGR (for lumpsum) and XIRR (for SIPs). In FY 2026-27, understanding your net-of-tax returns—after accounting for 12.5% LTCG—is essential to evaluate if your investments are beating inflation and benchmarks like the Nifty 50.

Related Calculators

SIP Calculator

XIRR Calculator

Mutual Fund Tax Calculator

CAGR Calculator

Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.