Quick Summary: Mutual Fund Tax Calculator

A Mutual Fund Tax Calculator helps you estimate your tax outgo on redemptions. In FY 2026-27, Equity LTCG (held >1 year) is taxed at 12.5% on gains exceeding ₹1.25L. STCG (held ≤1 year) is 20%. Debt funds are now taxed at your slab rate regardless of the holding period, making tax planning essential for high-income earners.

How to use the Mutual Fund Tax Calculator

  1. Select Asset Category

    Choose whether the fund is Equity-oriented, Debt-oriented, or Hybrid.

  2. Enter Purchase & Sale Data

    Input the acquisition cost, sale proceeds, and the dates of both transactions.

  3. Apply Exemptions

    The tool automatically factors in the ₹1.25 Lakh annual LTCG exemption for Equity funds.

  4. Check Final Liability

    Review the tax breakdown including the 4% Health and Education Cess.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.