Quick Summary: XIRR Calculator

XIRR (Extended Internal Rate of Return) is the gold standard for measuring mutual fund performance when multiple transactions occur at different dates. Unlike simple CAGR, XIRR accounts for the 'time' each rupee stays invested, providing a precise annualized ROI for your entire SIP journey.

How to use the XIRR Calculator

  1. List Every Transaction

    Enter the date and amount for every investment (SIP/Lumpsum) and redemption.

  2. Set Today's Value

    Input the current market valuation of your holdings as a final 'inflow'.

  3. Solve for Annualized Return

    The calculator uses iterative mathematical models to find the percentage return.

  4. Analyze Real Performance

    Review your XIRR percentage to see if your portfolio is outperforming the index.

Related Calculators

Mutual Fund Returns Calculator
SIP Calculator
CAGR Calculator
Portfolio XIRR Tracker

Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.