Quick Summary: NPS Tier 2 Calculator

NPS Tier 2 is a flexible, voluntary savings account with no lock-in (except for Govt employees claiming 80C). In FY 2026-27, it is one of India's cheapest investment options with a fund management fee of just 0.01%, though withdrawals are taxed as per your income slab.

How to use the NPS Tier 2 Calculator

  1. Enter Investment Amount

    Input your lumpsum or monthly contribution to the Tier-2 account.

  2. Choose Asset Scheme

    Select your percentage split between Equity (E), Corporate Bonds (C), and G-Secs (G).

  3. Set Time Period

    Enter the number of years you plan to keep the money invested.

  4. Compare with Mutual Funds

    Review the impact of low 0.01% costs on your final maturity corpus.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.