EPF vs NPS vs PPF ComparatorFY 2026-27
Side-by-side comparison of maturity corpus, tax rules (EEE vs EET), and liquidity across India's top three retirement instruments.
Quick Summary: EPF vs NPS vs PPF Comparator
EPF, NPS, and PPF are the pillars of Indian retirement planning. In FY 2026-27, EPF/PPF are EEE (tax-free maturity), while NPS is partially taxable (annuity portion). This tool helps you find the optimal mix based on your salary, risk appetite, and desired retirement age.
How to use the EPF vs NPS vs PPF Comparator
- 1
Enter Monthly Savings
Input the total amount you can set aside for retirement each month.
- 2
Select Asset Preference
Choose whether you prefer guaranteed returns (EPF/PPF) or market exposure (NPS).
- 3
Compare Maturity Values
Review the projected corpus from each instrument at age 60.
- 4
Analyze Tax Efficiency
See the impact of EEE vs EET tax treatments on your final usable wealth.
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Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.