Quick Summary: SIP with Lumpsum Calculator

A SIP with Lumpsum Calculator models the common real-world scenario where an investor maintains a steady monthly SIP but also adds one-time amounts, such as annual bonuses or tax refunds. This hybrid approach significantly accelerates wealth creation compared to a standalone SIP, as the lumpsum injections benefit from compounding from the moment they are added.

How to use the SIP with Lumpsum Calculator

  1. Enter Monthly SIP

    Input the regular amount you invest every month.

  2. Add Lumpsum Amounts

    Provide the initial capital or periodic bonus amounts you plan to inject.

  3. Set Expected Return

    Choose the annual growth rate (CAGR) for the chosen fund.

  4. Review Maturity Wealth

    See the combined future value of all your staggered and one-time investments.

Related Calculators

SIP Calculator
Lumpsum Calculator
Step-Up SIP Calculator
Wealth Accumulation Timeline

Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.