Why should I use Step-Up SIP?

As your income increases with annual salary hikes, stepping up your SIP allows you to reach your financial goals much faster due to the power of compounding on higher amounts.

How much should I step up my SIP each year?

A common practice is to increase your SIP by the same percentage as your annual salary increment, usually between 5% to 15%.

Step-Up SIP Calculator

Calculate corpus from a SIP that increases by a fixed percentage each year — ideal for salary earners.

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Documentation

Quick Summary: Step-Up SIP Calculator

A Step-Up SIP Calculator models an investment strategy where you increase your SIP amount annually by a fixed percentage (e.g., 10%) as your income grows. In FY 2026-27, this 'Top-up' approach can significantly accelerate wealth creation compared to a regular SIP.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.