Step-Up SIP Calculator
Calculate corpus from a SIP that increases by a fixed percentage each year — ideal for salary earners.
Quick Summary: Step-Up SIP Calculator
A Step-Up SIP Calculator models an investment strategy where you increase your SIP amount annually by a fixed percentage (e.g., 10%) as your income grows. In FY 2026-27, this 'Top-up' approach can significantly accelerate wealth creation compared to a regular SIP.
How to use the Step-Up SIP Calculator
- 1
Enter Initial SIP
Input your starting monthly investment amount.
- 2
Set Annual Step-Up
Specify the percentage by which you plan to increase your SIP every year.
- 3
Input Expected Return
Provide the annual return rate for the mutual fund.
- 4
Check Wealth Gain
Review the final maturity value and compare it with a regular SIP.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.