Inflation Adjusted SIP Calculator
Calculate the true 'purchasing power' of your future wealth by accounting for the impact of inflation.
Quick Summary: Inflation Adjusted SIP Calculator
An Inflation Adjusted SIP Calculator reveals the 'real' value of your future savings. In FY 2026-27, with an average inflation rate of ~6%, a ₹1 Crore corpus in 20 years will only have the purchasing power of approximately ₹31 Lakhs today. This tool is critical for setting realistic financial goals that account for the rising cost of living in India.
How to use the Inflation Adjusted SIP Calculator
- 1
Enter Target Goal
Input your monthly SIP amount and expected investment tenure.
- 2
Set Nominal Return
Provide the expected annual return percentage (e.g., 12% for Equity).
- 3
Adjust Inflation Rate
Enter the expected inflation rate (standard benchmark for India is 6%).
- 4
Analyze Real Wealth
Compare the nominal maturity value vs the 'Today's Value' adjusted for inflation.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.