Why should I use an inflation-adjusted calculator?

Nominal figures can be misleading. Inflation reduces the value of money over time. Planning based on 'Real' returns ensures you have enough to maintain your desired lifestyle in the future.

What is the average inflation rate in India?

Historically, consumer price inflation (CPI) in India has hovered between 5% and 7%. Most financial planners recommend using 6% as a conservative long-term estimate.

How do I beat inflation?

To beat inflation, you must invest in assets that offer 'Real Positive Returns', such as Equity or Real Estate, which historically outpace the rate of rising prices over the long term.

Inflation Adjusted SIP Calculator

Calculate the true 'purchasing power' of your future wealth by accounting for the impact of inflation.

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Documentation

Quick Summary: Inflation Adjusted SIP Calculator

An Inflation Adjusted SIP Calculator reveals the 'real' value of your future savings. In FY 2026-27, with an average inflation rate of ~6%, a ₹1 Crore corpus in 20 years will only have the purchasing power of approximately ₹31 Lakhs today. This tool is critical for setting realistic financial goals that account for the rising cost of living in India.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.