Direct vs Regular Fund
See the massive impact of commission-free investing on your long-term wealth.
Quick Summary: Direct vs Regular Fund
A Direct vs Regular fund calculator measures the long-term wealth lost to distributor commissions. Direct plans have a lower expense ratio because they bypass intermediaries, often leading to 0.5% to 1.5% higher annual returns which compound significantly over 20+ years.
How to use the Direct vs Regular Fund
- 1
Enter Monthly SIP
Input the amount you plan to invest every month in mutual funds.
- 2
Set Investment Horizon
Enter the number of years you plan to stay invested (e.g., 20 years).
- 3
Compare Expense Ratios
Provide the expense ratios for the Regular and Direct variants of the same fund.
- 4
Analyze Wealth Gap
Review the 'Savings to Wealth' gain from switching to a Direct plan.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.