Why should I backtest my portfolio?

Backtesting gives you a realistic expectation of volatility. Seeing that a 70% equity portfolio once fell 40% helps you stay disciplined when a real market crash occurs.

What is the benefit of annual rebalancing?

Rebalancing forces you to 'sell high' (assets that outperformed) and 'buy low' (assets that underperformed), which has historically improved risk-adjusted returns.

Does backtesting guarantee future returns?

No. Past performance is not a guarantee of future results, but it provides a valuable framework for understanding how different asset classes interact during market stress.

Asset Allocation Backtester

Simulate the historical risk and return of custom multi-asset portfolios with annual rebalancing logic.

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Documentation

Quick Summary: Asset Allocation Backtester

Asset allocation is the most critical driver of portfolio returns and risk—more than individual stock selection. Historically in India, a rebalanced 60/40 Equity-Debt split has provided smoother returns compared to a pure equity portfolio. This backtester allows you to simulate how different asset mixes would have survived various market cycles and identify the optimal split for your goals.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.