What is the '110 minus age' rule?

It's a guideline that suggests your equity allocation should be (110 - your age)%. For example, a 30-year-old would have 80% in equity.

Why is asset allocation important?

It is the single most important factor determining your portfolio's long-term returns and risk level.

Asset Allocation Planner

Design your optimal portfolio allocation across equity, debt, gold, and real estate based on age and risk profile.

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Documentation

Quick Summary: Asset Allocation Planner

The Asset Allocation Planner uses the '110 minus age' rule and your personal risk tolerance score to design a resilient portfolio mix. It balances growth assets like Equity with stability assets like Debt and Gold, ensuring your investment strategy aligns with your life stage and financial goals.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.