Quick Summary: Simple Interest Calc

A Simple Interest Calculator finds the interest earned on the original principal only. While rare in long-term investments, simple interest is still used for certain short-term loans and specific government schemes in India. Formula: (Principal × Rate × Time) / 100.

How to use the Simple Interest Calc

  1. Enter Principal

    Input the starting amount of money.

  2. Set Annual Interest Rate

    Provide the fixed interest percentage.

  3. Select Time Period

    Enter the number of years or months.

  4. Check Total Interest

    Review the interest earned and the total amount (Principal + Interest).

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.