Quick Summary: FD Calculator

Most Indian banks calculate FD interest using quarterly compounding in FY 2026-27. For ₹1 lakh at 7% for 5 years, the maturity value is ₹1,41,478.

How to use the FD Calculator

  1. Enter Principal

    Input the amount you want to invest in the Fixed Deposit.

  2. Set Interest Rate

    Enter the annual interest rate offered by your bank.

  3. Select Tenure

    Enter the duration of the FD in years, months, or days.

  4. Review Maturity Amount

    See the total maturity value and the interest earned over the period.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.