Quick Summary: Real vs Nominal Return

The Real vs Nominal Return calculator identifies your 'true' profit after subtracting the inflation rate. In FY 2026-27, if your FD gives 7% (Nominal) but inflation is 6%, your Real Return is only ~1%, meaning your actual purchasing power barely increased.

How to use the Real vs Nominal Return

  1. Input Nominal Return

    Enter the annual percentage return reported by your investment.

  2. Set Inflation Rate

    Provide the expected annual inflation rate (standard is 6% for India).

  3. Check Real ROI

    Instantly see the inflation-adjusted return that reflects your actual wealth growth.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.