How does a Repo Rate hike affect FDs?

When the RBI raises the Repo Rate, banks typically increase the interest rates they offer on new Fixed Deposits to attract more liquidity.

Do bond prices fall when rates rise?

Yes, bond prices have an inverse relationship with interest rates. When market rates go up, existing bonds with lower coupons become less attractive, and their prices drop.

RBI Rate Change Impact

Simulate how RBI repo rate cuts and hikes affect your FD renewal rates, bond prices, and debt fund NAVs.

Share this calculation:

Documentation

Quick Summary: RBI Rate Change Impact

The RBI Rate Change Impact Calculator simulates how hikes or cuts in the RBI Repo Rate affect home loan EMIs and FD renewal rates in FY 2026-27. It helps investors understand the inverse relationship between market rates and bond prices.

Related Calculators

Bond Yield Calculator

FD Calculator

Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.