Quick Summary: Post Office MIS Calculator

The Post Office Monthly Income Scheme (POMIS) Calculator calculates guaranteed monthly interest payouts for a 5-year lock-in period in FY 2026-27. Limits are ₹9L (single) or ₹15L (joint).

How to use the Post Office MIS Calculator

  1. Enter Principal Amount

    Input the total amount you wish to invest in the scheme.

  2. Select Account Type

    Choose between a Single or Joint account to apply the correct limits.

  3. Calculate Monthly Income

    The tool uses the current rate of 7.4% to find your monthly payout.

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Regulatory Disclaimer

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.