What is the limit for POMIS?

For FY 2026-27, the maximum investment limit for POMIS is ₹9 Lakh for single accounts and ₹15 Lakh for joint accounts.

Is POMIS interest taxable?

Yes, the monthly interest received from POMIS is taxable as per your income tax slab. There is no TDS, but you must declare it in your ITR.

Post Office MIS Calculator

Calculate guaranteed monthly income from POMIS.

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Documentation

Quick Summary: Post Office MIS Calculator

The Post Office Monthly Income Scheme (POMIS) Calculator calculates guaranteed monthly interest payouts for a 5-year lock-in period in FY 2026-27. Limits are ₹9L (single) or ₹15L (joint).

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.