Equity Savings Calculator
Optimize post-tax returns by balancing equity, debt, and arbitrage allocations. Model the 12.5% LTCG benefit.
Quick Summary: Equity Savings Calculator
An Equity Savings Calculator helps you estimate returns from funds that combine equity, arbitrage, and debt. These funds are taxed as equity (subject to 12.5% LTCG above ₹1.25L) while providing lower volatility than pure equity funds in FY 2026-27.
How to use the Equity Savings Calculator
- 1
Enter Investment Amount
Input the total capital you want to allocate to equity savings funds (e.g., ₹5,00,000).
- 2
Set Expected Return
Provide the expected annual return percentage (typically 8-10% for this category).
- 3
Select Holding Period
Enter the number of years you plan to stay invested to qualify for LTCG benefits.
- 4
Review Post-Tax Growth
Check the estimated maturity value and the impact of LTCG taxation on your final corpus.
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Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.