How are Equity Savings Funds taxed?

They are treated as equity funds for taxation purposes, meaning gains after 1 year are taxed at 12.5% LTCG (after the ₹1.25L exemption) in FY 2026-27.

Are Equity Savings Funds safe?

They are lower risk than pure equity funds because they maintain a large portion of the portfolio in arbitrage and debt, which reduces market-linked volatility.

Equity Savings Calculator

Optimize post-tax returns by balancing equity, debt, and arbitrage allocations. Model the 12.5% LTCG benefit.

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Quick Summary: Equity Savings Calculator

An Equity Savings Calculator helps you estimate returns from funds that combine equity, arbitrage, and debt. These funds are taxed as equity (subject to 12.5% LTCG above ₹1.25L) while providing lower volatility than pure equity funds in FY 2026-27.

Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.