80C / 80D / NPS OptimizerFY 2026-27
Find untapped deduction gaps across 80C, 80CCD(1B), and 80D. Get prioritized instrument recommendations by risk profile.
Quick Summary: 80C / 80D / NPS Optimizer
Under the Old Tax Regime for FY 2026-27, you can save tax by exhausting three main buckets: Section 80C (up to ₹1.5L in PPF/ELSS), Section 80D (up to ₹25k for health insurance), and Section 80CCD(1B) (additional ₹50k for NPS). This tool helps you find the specific gaps in your planning.
How to use the 80C / 80D / NPS Optimizer
- 1
Input Current Savings
Enter your existing 80C investments like EPF, LIC, and School Fees.
- 2
Select Health Insurance
Input the premiums paid for yourself and your senior citizen parents.
- 3
Review NPS Contribution
Check if you have utilized the voluntary ₹50k NPS deduction limit.
- 4
Get Recommendations
The tool suggests specific instruments based on your age and risk profile to fill the remaining gaps.
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Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.