Quick Summary: EPF/VPF Tax Calculator

In FY 2026-27, interest earned on annual EPF/VPF employee contributions exceeding ₹2.5 lakh is taxable. This tool helps you separate your PF account into taxable and non-taxable portions and calculates the annual tax liability on the interest generated by the excess contribution.

How to use the EPF/VPF Tax Calculator

  1. Enter Annual Contribution

    Input your total monthly employee contribution to EPF and VPF.

  2. Input PF Interest Rate

    The tool defaults to the latest notified interest rate (e.g., 8.25%).

  3. Set Existing Balance

    Enter your opening balance to calculate the compounding interest.

  4. Check Tax Liability

    Review the tax payable on the interest earned above the ₹2.5L threshold.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.