Quick Summary: NPS Tax Benefit Calculator

NPS offers three major tax benefits in FY 2026-27: 1) Section 80CCD(1) within the ₹1.5L limit, 2) Section 80CCD(1B) additional ₹50,000 deduction, and 3) Section 80CCD(2) employer contribution (10-14% of salary). This tool helps you maximize your total tax savings across both Old and New regimes.

How to use the NPS Tax Benefit Calculator

  1. Enter Annual Salary

    Input your basic + DA to calculate the employer contribution limit.

  2. Input NPS Investment

    Enter your planned voluntary contribution for the year.

  3. Check Regime Benefits

    See how NPS deductions work differently under the Old vs New Tax Regimes.

  4. Optimize Contribution

    Find the ideal amount to invest to exhaust the ₹50,000 additional benefit.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.