Quick Summary: HRA Exemption Calculator

HRA exemption in FY 2026-27 is the minimum of: 1) Actual HRA received, 2) 50% of salary (metro) or 40% (non-metro), or 3) Rent paid minus 10% of salary. It is only available under the Old Tax Regime. Use the calculator above to find your exact tax-free amount.

Calculation Logic: Exemption = Min(Actual HRA, Rent - 10% Basic, 50% or 40% Basic)

How to use the HRA Exemption Calculator

  1. Enter Salary Details

    Input your monthly basic salary and Dearness Allowance (DA).

  2. Enter HRA & Rent

    Input the actual HRA you receive from your employer and the rent you pay monthly.

  3. Select City Type

    Choose 'Metro' (Delhi, Mumbai, Kolkata, Chennai) or 'Non-Metro' for the calculation rule.

  4. Review Exemption

    Instantly see the tax-free portion of your HRA and the remaining taxable amount.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.