Quick Summary: Section 80C Optimizer

Section 80C is the most popular tax-saving section in India, offering a deduction of up to ₹1.5 Lakh. In FY 2026-27, this benefit is only available to those choosing the Old Tax Regime. The 80C bucket includes EPF, PPF, ELSS, Life Insurance premiums, Home Loan principal, and NSC.

How to use the Section 80C Optimizer

  1. List Statutory Deductions

    Input your mandatory EPF from your salary and existing LIC premiums.

  2. Add Home Loan Principal

    Include the principal portion of your home loan EMIs paid during the year.

  3. Check ELSS/PPF Gaps

    The tool identifies how much more you need to invest to reach the ₹1.5L cap.

Related Calculators

Income Tax Calculator
Regime Optimizer
80C / 80D / NPS Optimizer
Old vs New Regime Advisor

Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.