Can I claim both 80C and 80CCD(1B)?

Yes — 80CCD(1B) provides an additional ₹50k deduction over the ₹1.5L 80C limit, only available under the old tax regime.

What is the voluntary NPS deduction limit under Section 80CCD(1B)?

Under Section 80CCD(1B), individuals can claim an additional tax deduction of up to ₹50k for self-contributions made to NPS Tier-1 accounts.

Does Section 80CCD(1B) apply to NPS Tier-2 accounts?

No, deductions u/s 80CCD(1B) are strictly limited to contributions made to NPS Tier-1 accounts. Tier-2 accounts are voluntary investment accounts and have no tax benefits.

NPS 80CCD(1B) Extra DeductionFY 2026-27

Calculate additional ₹50,000 tax deduction under Section 80CCD(1B) for NPS contributions beyond the 80C limit.

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Quick Summary: NPS 80CCD(1B) Extra Deduction

Section 80CCD(1B) provides an exclusive additional deduction of up to ₹50k for investments made in NPS Tier-1 accounts. This is over and above the ₹1.5L limit of Section 80C. For an individual in the 30% tax bracket, this can result in an absolute tax saving of ₹15,600 (including cess).

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.