Quick Summary: NPS 80CCD(1B) Extra Deduction

Section 80CCD(1B) provides an exclusive additional deduction of up to ₹50k for investments made in NPS Tier-1 accounts. This is over and above the ₹1.5L limit of Section 80C. For an individual in the 30% tax bracket, this can result in an absolute tax saving of ₹15,600 (including cess).

How to use the NPS 80CCD(1B) Extra Deduction

  1. Enter NPS Tier-1 Contribution

    Input the total voluntary amount you invested in the current financial year.

  2. Check 80C Overflow

    If your 80C limit is already full, the tool allocates the next ₹50k to Sec 80CCD(1B).

  3. Review Net Saving

    Calculate the exact tax reduction based on your current income slab.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.