Quick Summary: Tax Loss Harvesting Calculator

Tax loss harvesting is a strategy to reduce your tax bill by selling loss-making assets to offset the gains from winners. In FY 2026-27, you can offset STCG losses against both STCG and LTCG gains, while LTCG losses can only be offset against LTCG gains. Unused losses can be carried forward for up to 8 assessment years.

How to use the Tax Loss Harvesting Calculator

  1. Enter Realized Gains

    Input the total LTCG and STCG you have already booked in the current year.

  2. Enter Unrealized Losses

    Input the current losses in your existing portfolio holdings.

  3. Review Tax Savings

    See how much your total tax bill drops by 'booking' your losses before March 31.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.