1.25L Tax Harvesting OptimizerFY 2026-27
Identify equity lots to sell and buy back to lock in ₹1.25L tax-free LTCG exemption each financial year.
Quick Summary: 1.25L Tax Harvesting Optimizer
Tax harvesting involves selling equity mutual funds or shares to book LTCG up to the annual tax-free limit of ₹1.25L and immediately reinvesting the proceeds. In FY 2026-27, this 'steps up' your cost basis and can save you up to ₹15,625 in future taxes every year.
How to use the 1.25L Tax Harvesting Optimizer
- 1
Input Current Portfolio
Enter your holdings with purchase price and date.
- 2
Identify LTCG Lots
The tool highlights units held for >1 year with positive gains.
- 3
Calculate Sell Amount
Determine the number of units to sell to book exactly ₹1.25L in profit.
- 4
Execute Buyback
Sell and immediately repurchase the same units to maintain your market exposure.
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Regulatory Disclaimer · FY 2026-27
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.