Quick Summary: STCG vs LTCG Comparator

The STCG vs LTCG Comparator quantifies the tax benefit of holding an asset beyond the 'Long-Term' threshold. In FY 2026-27, holding listed equity for >12 months reduces your tax rate from 20% (STCG) to 12.5% (LTCG), significantly increasing your post-tax wealth.

How to use the STCG vs LTCG Comparator

  1. Enter Unrealized Gain

    Input the current profit in your investment.

  2. Check Current Holding Period

    Enter the number of days since purchase.

  3. Calculate 'Cost of Waiting'

    Review the tax difference if you sell today vs waiting for the LTCG milestone.

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Old vs New Regime Advisor

Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.