Should I wait for LTCG?

For equity: holding beyond 12 months converts STCG (20%) to LTCG (12.5%) above ₹1.25L. This calculator quantifies the tax saving from waiting.

STCG vs LTCG ComparatorFY 2026-27

Compare tax impact of selling now (STCG) vs holding longer (LTCG) for equity, debt, and property.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.