Quick Summary: Sec 54 Property Exemption Planner

Section 54 and 54F allow you to save capital gains tax on the sale of property or other assets if you reinvest the proceeds into a new residential house. In FY 2026-27, there is a combined cap of ₹10 Crore on the maximum exemption you can claim under these sections. Section 54EC also allows up to ₹50 lakh tax-saving via specific bonds.

How to use the Sec 54 Property Exemption Planner

  1. Enter Capital Gain

    Input the total long-term capital gain or sale consideration from your asset sale.

  2. Input Reinvestment Amount

    Enter the cost of the new residential property or 54EC bonds you plan to buy.

  3. Check Section Eligibility

    Choose between Section 54 (house-to-house) or 54F (any asset-to-house).

  4. Check ₹10Cr Cap

    Review your final tax-exempt gain and ensure it complies with the ₹10Cr maximum limit.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.